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Consumer Rights


General Notice:

This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.

State-Specific Rights:

For Residents in All Listed States (e.g., AK, AL, AR, CA, etc.):Standard notice that information gathered will be used to collect a debt.

For Arizona Residents:

Same notification regarding debt collection and information usage.

For California Residents:

Specific Privacy Information link available for residents.

For Colorado Residents:

Right to request in writing that a debt collector cease communication. However, this will not stop other legal actions.

For Massachusetts Residents:

Consumers have the right to request no telephone calls to their workplace, valid for only 10 days unless written confirmation is provided within 7 days.

For Minnesota Residents:

Same notification regarding debt collection.

For North Carolina Residents:

Standard notice indicating the debt collection intent.

For New Mexico Residents (Regarding Surprise Bills):

Protection from surprise out-of-network healthcare bills beyond the in-network cost-sharing amount. Provides details on consumer rights under the New Mexico Surprise Billing Protection Act.

For Nevada, New York, Tennessee, and Wisconsin Residents:

Standard notice about attempts to collect a debt and the use of any obtained information for that purpose.

For New York City Consumers:

Notice that language access services are not available, but debt collection terms are available in multiple languages on the NYC Department of Consumer Affairs' website.

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